Daffodil is a software-first alternative to legacy “% of savings” vendors. The company's AI-enabled platform automates the out-of-network (OON), reference-based pricing (RBP) & pre-pay PI lifecycle—from intake and editing to benchmarking, negotiation, and settlement—so plans retain more savings with less manual work. Built for configurability and defensibility, it lets the payer set plan- and provider-specific pricing strategies, control provider abrasion, and measure results in real time. Daffodil prices on a simple per-claim fee to align incentives, deliver predictable unit economics and improve payer margins.